Sorry it has been so long....

Hi Friends and Family,

Hope all is well with all of you. I feel like it has been forever!!! I have missed writing and updating my blog. The good news about my absence to my blog is that I have been busy working for my side business, The Crafty Housewife.

But I do have awesome news about how our Dave Ramsey plan is going. We paid off Grant's car in October. It was such an amazing feeling. We had a total of 7 debts and we are down to two. The bad news is that the two left are the HUGE ones. Here is where we will probably run into some problems. We won't have any more small victories. The last two we have are Grant's student loans. One is for around 22K and the other is for around 55K. The majority of our debt lies right where we currently stand. But, I think we have our new lifestyle down.

I can't say this enough but I am so grateful to have friends that love to come over or have us over and just hang out with us. We always have such a good time and we all save money. It has truly become my favorite thing to do!

I know the next two months are going to be really hard with the Holidays. But, we did plan for them. I feel so crazy because this year, I am making all the gifts and I am already starting them, but I can't believe how fast time is going and that it is already November 5th. Time is flying. So at the same time, I feel a little behind. But, I am really excited to be making the gifts for everyone! Saving money this year!

If you have been following my blog, you probably remember reading how much I was dreading (sorry babe) joining fiances with Grant. I knew the amount of our debt and it really freaked me out. To be honest this whole plan freaked me out at first. But I have to admit, I am so happy that we are on it. It is a huge challenge, but I have learned more about money and finances in 3 months than I ever knew in my life. This new lifestyle has already become habit. We are so much quicker at the store, our month budget meetings have gotten quicker, everything about Dave Ramsey's plan has become part of our marriage. And I am so grateful for that. It will be so nice to get to that stage in our life when we are debt free and we can teach our children our financial ways, so hopefully, they do not have to go through a paying off debt plan later on in their lives. It has all become about the future to us. Our future in our marriage, our children and their children. We'll be changing the family tree, as Dave says!

It's funny how life works like that. Everything really does happen for a reason. I am such a firm believer in that. We had to be in this debt and go on this plan for us to understand money and our fiances better. I know this will sound so lame, but I feel like our relationship gets stronger every day because of this. I am sure most marriages are like this, but we run everything by each other. It has given us a great foundation for our marriage so far and I couldn't ask for more than that!

Hopefully I will be able to write again soon, but if not, I am working on Christmas gifts and hopefully other things for the Crafty Housewife.

Take care all!

XOXO,
Renee